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Strategies › Put Calendar Spread
Neutral

Put Calendar Spread

Sell a short-term put and buy a longer-term put at the same strike. Profit from time decay differences between expirations.

Max Profit
Varies (difference in time decay)
Max Loss
Net debit paid
Breakeven
Approximately strike +/- debit
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What is a Put Calendar Spread?

A put calendar spread is the put version of the calendar strategy. You sell a short-term put and buy a longer-term put at the same strike price. The trade profits from the front-month put decaying faster than the back-month put. Like the call calendar, the ideal outcome is the stock staying near the strike at front-month expiration.

Put calendars can be advantageous over call calendars when put skew makes the pricing more favorable, or when you want a slightly bearish lean to your neutral trade.

How to Set It Up

  • Sell 1 put at the near-term expiration
  • Buy 1 put at a later expiration at the same strike
  • Same strike price for both options
  • Strike selection: ATM or slightly OTM. Choose the strike where you expect the stock to be at front-month expiration.
  • Expiration gap: Front month 20-30 days, back month 50-90 days. The wider the gap, the more the trade costs but the more forgiving it is.

You pay a net debit equal to the difference between the two put prices.

When to Use This Strategy

Use a put calendar spread when:

  • You expect the stock to stay near the strike price short-term
  • Put premiums are richer than call premiums due to skew
  • You want a neutral-to-slightly-bearish time decay trade
  • IV is expected to rise or stay elevated in the back month
  • You want defined risk with a favorable probability

Put calendars are particularly useful on indices and ETFs where put skew is steep. The puts tend to hold more value, which can make the back-month option more valuable relative to the front month.

Example Trade

Stock XYZ is trading at $100. You expect it to stay near $100.

  • Sell 1 XYZ $100 put expiring in 30 days for $3.20
  • Buy 1 XYZ $100 put expiring in 60 days for $4.80
  • Net debit: $4.80 - $3.20 = $1.60 ($160 total)

If XYZ stays at $100 at front-month expiration: The short put expires worthless. The long put has 30 days left and is worth approximately $3.20-$3.60. Sell it for a profit of roughly $160-$200.

If XYZ drops to $90: Both puts are ITM. The time spread between them compresses. You may break even or take a small loss because intrinsic value dominates and the time value difference shrinks.

If XYZ rallies to $110: Both puts are OTM and losing value. The short put expires worthless, but the long put is also worth very little. You lose most of the $160.

Risk and Reward

  • Max profit: Occurs when the stock is at the strike at front-month expiration. Exact amount depends on the remaining time value of the back-month put.
  • Max loss: Net debit paid. $160. Occurs when the stock moves far from the strike in either direction.
  • Breakeven: Approximately the strike plus and minus the debit, depending on back-month option pricing.

The profit profile is a bell curve centered at the strike price, similar to the call calendar.

Tips and Common Mistakes

  • Compare pricing to the call calendar. Use whichever version gives you a better debit for the same strike and expirations.
  • Watch for early assignment on short puts. Deep ITM short puts can be assigned early.
  • Close the entire position at front-month expiration. Do not hold the back-month put alone without a plan.
  • Earnings between expirations can help or hurt. An IV spike in the back month helps; an IV crush hurts.

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Disclaimer: This content is for educational purposes only and is not financial advice. Options trading involves significant risk. Read full disclaimer
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Written by Sal Mutlu
Former licensed financial advisor. Currently an independent options trader and educator. No longer licensed. About Sal